Main St. Finance is here to take personal finance and Wall Street investing and break it down to its basics so that all people can achieve an advanced understanding of the American financial system. You can then use that knowledge to better take control of your finances to manage budgeting, taxes, investments, retirement, and more.
Episodes
Tuesday Jan 26, 2021
Tuesday Jan 26, 2021
On Today's episode, I give my two cents on a classic personal finance debate: Which should you prioritize for your limited savings? your retirement, your your kid's college education? This is a question that is easier solved than most others in the personal finance relm, but there is an extra force of guilt here that can influence you to make the wrong choice...
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Jan 19, 2021
Tuesday Jan 19, 2021
Today, I talk about the top two most talked about debt pay down strategies: The Debt Snowball, and The Debt Avalanche. I talk about how each one works, in what situations would one or the other be better for you, and my recommendations for someone using either of these methods!
If you are on twitter, be sure to check out Jason from @FinanceHippy
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Jan 12, 2021
Tuesday Jan 12, 2021
Today I go over the two ways that you make money from a stock, capital gains and dividends. The origin of this episode is a disagreement on whether or not you can have a reliable income stream from either of these two. If you are on twitter, be sure to check out Jason from @FinanceHippy
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Jan 05, 2021
Tuesday Jan 05, 2021
Today I try something a little different. I am trying a new format in which I answer a common personal finance question. The topic here is the meaning behind "Cosigning" a loan. What does that mean to you and should you do it?
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Dec 29, 2020
Tuesday Dec 29, 2020
Jim Miller joins me on the show today to talk about budgeting. A few weeks back, we spoke with Jared from JRod Money about the proper mindset to have while budgeting. This week, Jim is going to take us through several topics in his recent book "Budgeting Doesn't Have to Suck" and cover some practical tips to help with the ins and outs of putting our budget into practice.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Jim's Links
Website: iamjimmiller.com
Book: iamjimmiller.com/budgeting-doesnt-have-to-suck/
LinkedIn: linkedin.com/in/iamjimmiller/
Instagram: instagram.com/iamjimmiller2
My Usual Links
Website: MainStFinance.org
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Dec 22, 2020
Tuesday Dec 22, 2020
Today I talk to John Stoj about the Agency Theory. Agency Theory is the thought that there are issues that arise between people and their agents that work on their behalf. This principle has wide uses, but today we are going to focus on the risks that investors take on by taking on a financial advisor. We talk about different pricing models that advisors use, some wordplay that is used to make you feel safe with them, as well as some questions to ask to get an idea for how good of an advisor they will be for you. This is an episode that I am very proud of and am happy to have it here for you!
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
John’s Links:
Firm Website: https://www.verbatimfinancial.com/
Personal Website: https://www.johnfstoj.com/
LinkedIn: https://www.linkedin.com/in/johnstoj/
Twitter: https://twitter.com/StojBoj
Facebook: https://www.facebook.com/StojBoj
Instagram: https://www.instagram.com/stojboj/
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Dec 15, 2020
Tuesday Dec 15, 2020
Jonathan Krueger joins the show today to talk about the process of selling your business. Whether you are selling because you want to retire, move onto other business ventures, or for literally anything else; knowing what to think about (and who to talk to) is a very important piece of planning for your business. Jonathan is the CEO of LionsGate Advisors in St. Louis, MO, and is a Certified Exit Planning Advisor (CEPA). Johnathan tells us about the advantages of having an exit planning advisor, things to consider befor you sell, and some possible next steps for soon-to-be ex-Entrepreneurs.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Jonathan's Links:
LionsGate Advisors: lionsgateadvisors.com
Book Recommended: Walking to Destiny by Chris Snider https://www.amazon.com/Walking-Destiny-Actions-Rapidly-Unlock/dp/0997252707 (not an affiliate link)
Podcast: Living a Richer Life by Design
https://podcasts.apple.com/us/podcast/living-a-richer-life-by-design/id1439698758
LinkedIn: https://www.linkedin.com/in/jonathankrueger1/
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Dec 08, 2020
Tuesday Dec 08, 2020
Today I give my thoughts on a new book. The book is called Napkin Finance by Tina Hay. A great book with plenty of illustrations to help visual learners learn new finance topics.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Link to the book (Not an affiliate link)
https://napkinfinance.com/
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Dec 01, 2020
Tuesday Dec 01, 2020
Jared from Jrod Money joins me on the show today to talk about the proper way you should be thinking about your budget as well as a few ways to make budgeting easier. It is very hard to stick with a budget if you have the wrong mindset, and we aim to help you get your budgeting into a lifelong habit.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
YouTube Budgeting Links:
Make your own budget spreadsheet: https://www.youtube.com/watch?v=SFEPEIs0QnM&t=47s
Comparing your budgeting sheet and making adjustments: https://www.youtube.com/watch?v=_b3-V0QkbhU&t=1s
Jared's links mentioned in the show:
Twitter: @MoneyJRod
Website: Jrodmoney.com
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww
Tuesday Nov 24, 2020
Tuesday Nov 24, 2020
Today I talk to Lane Kawaoka, who is a big time real estate investor with over 3,000 rental units across the United States. Lane shares his philosophies about retirement investing, investing in real estate assets, why he does not contribute to any tax advantaged accounts, and how to get started in real estate.
Have ideas for a future episode? Send in an email or tweet @MainStMoney to have your idea as a future show! Be sure to check out the YouTube channel for new demonstrations!
Lane's Links:
Book Mentioned: "The Millionaire Real Estate Investor" by Gary Keller
Website: simplepassivecashflow.com
Deal Analyzer: simplepassivecashflow.com/analyser/
Twitter: @SimplepassiveCF (twitter.com/SimplepassiveCF)
Podcast: podcasts.apple.com/us/podcast/passive-real-estate-investing-via-simple-passive-cashflow/id1118795347
My Usual Links:
Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww